Auto

Understand auto insurance coverage types, costs, and how to compare plans.

Before You Switch Car Insurance Policies, Work Through This Checklist
Featured · Auto

Before You Switch Car Insurance Policies, Work Through This Checklist

Timing, coverage gaps, cancellation rules, and more: use this checklist to switch policies without accidentally leaving yourself unprotected.

By Auto Editorial Team · 5 min · Sep 13, 2025
How Bundling Home and Auto Insurance Affects Your Coverage
Auto

How Bundling Home and Auto Insurance Affects Your Coverage

Bundling policies can simplify billing and sometimes reduce costs, but there are trade-offs worth understanding before you combine coverage.

By Auto Editorial Team · 6 min · May 28, 2026
How Insurers Use Credit Scores When Setting Auto Insurance Rates
Auto

How Insurers Use Credit Scores When Setting Auto Insurance Rates

Most states allow insurers to factor credit history into premiums. Learn what an insurance-based credit score is and how it differs from a lending score.

By Auto Editorial Team · 7 min · Oct 7, 2025
Medical Payments Coverage vs. Personal Injury Protection: Sorting Out the Difference
Auto

Medical Payments Coverage vs. Personal Injury Protection: Sorting Out the Difference

MedPay and PIP both cover injury costs after a crash, but they work differently by state and situation. Here is how to tell them apart.

By Auto Editorial Team · 6 min · Feb 17, 2025
Named Driver Exclusions: When a Household Member Is Left Off Your Policy
Auto

Named Driver Exclusions: When a Household Member Is Left Off Your Policy

Excluding a driver from your policy has real coverage consequences. Understand what named driver exclusions mean and when insurers typically require them.

By Auto Editorial Team · 7 min · Sep 15, 2026
Rental Reimbursement and Roadside Assistance Add-Ons: Are They Worth Carrying
Auto

Rental Reimbursement and Roadside Assistance Add-Ons: Are They Worth Carrying

Optional add-ons can fill real gaps or simply duplicate coverage you already have elsewhere. Here is how to evaluate each one on its own merits.

By Auto Editorial Team · 6 min · Feb 3, 2023
Shopping for Auto Insurance: A Practical Walkthrough for First-Timers
Auto

Shopping for Auto Insurance: A Practical Walkthrough for First-Timers

From gathering your vehicle details to comparing quotes and reading the fine print, here's a clear path through buying car insurance for the first time.

By Auto Editorial Team · 7 min · Mar 21, 2025
Usage-Based and Pay-Per-Mile Insurance Programs: How They Work
Auto

Usage-Based and Pay-Per-Mile Insurance Programs: How They Work

Telematics programs track driving habits to adjust your rate. Learn what data they collect, who tends to benefit, and what to consider before enrolling.

By Auto Editorial Team · 6 min · Aug 11, 2026
What a SR-22 Filing Actually Is and Who Needs One
Auto

What a SR-22 Filing Actually Is and Who Needs One

An SR-22 is not insurance itself but a certificate your insurer files with the state. Here is what triggers the requirement and how long it typically lasts.

By Auto Editorial Team · 7 min · Jan 23, 2023
Why Your Car Insurance Rate Went Up Even Though Nothing Changed
Auto

Why Your Car Insurance Rate Went Up Even Though Nothing Changed

Inflation, local claims trends, and insurer pricing cycles can all push premiums higher with no fault of your own. Here's what drives those increases.

By Auto Editorial Team · 5 min · Sep 4, 2025